Boat Insurance

Boat Maintenance Tips

Posted on by Martinson Agency

Boat Maintenance Tips

April 8th, 2016 — Martinson Agency LLC — Chaska, MN

Summer is right around the corner, and you’re ready to get out on the water. But, is your boat ready? Even if it has been safely stored for the winter and protected from the elements, there are still numerous things you need to do before your boat is ready to hit your favorite lake.

Your boat hasn’t been used in months, so it’s not ready to cruise around the lake just yet. Here are a few things to check with in regards to your engine and electric:

  • Check to be sure that your fuel hoses are in good working condition. Also make sure that the fittings and clamps are secure.
  • Examine your electrical connections for corrosion and be sure that your battery is holding a charge.
  • Check all fluid levels and change or top off as needed.

Damage to your propeller or hull can be a major buzz kill while out on the water. Here are a few things to look for:

  • Dings or distorted propellers. This will lead to a very rough and choppy boat ride and can also damage your drive train.
  • Hulls with blisters or cracks.

You can’t go boating if you can’t get your boat to the water. Here are some maintenance tips for your trailer:

  • Test the lights on your trailer.
  • Inspect the grease fittings on the hubs and apply more if needed.
  • Look over the trailer bunks to make sure the padding isn’t worn out.

Let’s all remember that the Titanic was supposed to be unsinkable. No matter how safe you think your boat is, make sure you travel with all of the necessary safety equipment.

  • Check to be sure that you have enough life jackets for all passengers.
  • Confirm that your navigation lights are in working order.
  • Have a fire extinguisher on board and make sure that it is functional.

Taking the time to examine your boat and make sure that it is ready for the water is important. So take a little time to make this boating season a safe one. Of course we don’t want to forget about insuring your boat or personal watercraft. Please give the Martinson Agency in Chaska, Minnesota a call today with all of your boat insurance needs!

Don’t leave your insurance to luck! Call today!

Phone: (952) 314-4400

Email: jphagen@aibme.com

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Progressive Boat & Personal Watercraft Insurance

Posted on by Martinson Agency

Progressive Boat & Personal Watercraft Insurance

June 5th, 2015 — Martinson Agency LLC — Chaska, MN

Did you know that Progressive is America’s #1 insurer of personal watercraft and one of the nation’s leading boat insurers? With Progressive’s boat insurance coverage, you can breathe easy knowing you have top of the line coverage for your boat or personal watercraft. Progressive has a range of specialty coverages to ensure that your boat or watercraft is insured properly.

Broad Acceptance:

Progressive provides specialized insurance coverage for boats and personal watercraft. Their program can cover 95 percent of all boats on the water today including fishing boats, runabouts, personal watercraft and boats up to 50 feet in length and $250,000 in value.

Available Coverage Options:

  • Total Loss Replacement – replaces your boat with a brand new one of similar make and quality.
  • Disappearing Deductibles – reduces the insured’s deductible by 25% at each claim free renewal.
  • Replacement Cost Fishing Equipment – coverage for up to $10,000 for tackle, rods and reels.
  • Replacement Cost Personal Effects – protects your personal items including clothing, cameras, smart phones ect.
  • 24-Hour Roadside Assistance – covers trailer and tow vehicle, even if tow vehicle IS NOT insured with Progressive.
  • Emergency Towing and Labor – provides on-water towing service.
  • Wreckage Removal Coverage
  • Property Damage Liability – includes coverage for fuel spill cleanup.
  • Medical Payments – includes coverage for water-skiers.

Competitive Rates & Discount Availability:

Progressive has fantastic rates for new boats as well as married and mature operators. As a Progressive customer you will benefit from the following available discounts as well; Homeowner discount, Multi-Policy discount, Original Owner discount, Responsible Operator discount, Safety Course discount, Claim Free discount, Paid In Full discount and MORE!

When insuring your boat or personal watercraft make sure to consider Progressive’s specialized coverages. Obviously your specific needs vary based on a number of factors and not all of these coverages or discounts apply to your specific situation. This makes working with a licensed insurance agent even more important. Don’t take an unnecessary risk, call Martinson Agency in Chaska, MN today!

Don’t leave your insurance to luck! Call today!

Phone: (952) 314-4400

Email: jphagen@aibme.com

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